Pennsylvania is a ‘No-fault’ insurance state. In a no-fault state, injured parties file damage claims with their insurance companies. The policyholder doesn’t need to prove fault to receive compensation.
Navigating car accident claims without a lawyer can be overwhelming. One mistake could jeopardize your likelihood of receiving fair compensation. Seeking Compensation For Your Car Accident is essential to pay for medical bills, property damage, lost wages, and other costs.
The insurance company will assign your claim to insurance claims adjusters to investigate and determine liability.
The insurance claims adjusters will:
- Review medical records, accident reports, and any other relevant material
- Inspect injuries or property damage
- Interview witnesses
The adjusters will also review policy limits and the strength of the claims.
If you disagree with the insurance company’s assignment of fault, you may speak to a car accident lawyer who can file a lawsuit on your behalf to challenge the decision.
Avoiding the following mistakes while pursuing your car accident claim without a lawyer is crucial to ensure you receive fair compensation for your injuries and damages:
- Not seeking immediate medical attention after your accident
- Leaving the accident scene
- Failure to obtain a copy of the police report
- Failure to exchange contact and insurance information with other parties to the accident
- Failure to take photographs or video footage of the accident scene
- Failure to document your injuries
- Failure to identify witnesses and collect their contact information
- Failure to report the accident to the Pennsylvania Department of Transportation
- Failure to seek prescribed treatment
- Posting details of the accident on social media platforms
- Assuming the insurance company is on your side
- Providing inconsistent statements to insurance claims adjusters
- Giving recorded statements to your or the other party’s insurance companies
- Admitting fault and not letting insurance companies or lawyers determine liability
- Failure to value and document your damages accurately
- Failure to consider lost wages and loss of earning capacity while calculating damages
- Failure to consider the psychological and emotional impact of the collision on your life
- Accepting a lowly first-time settlement offer from your insurers
- Failure to review the settlement agreement carefully
- Ignoring the long-term consequences of your injuries
- Not adhering to the Statute of Limitations for filing a lawsuit in Pennsylvania.
- Failure to seek guidance from a car accident lawyer
Contact An Experienced Car Accident Lawyer In Philadelphia
The actions you take immediately after an accident can have a permanent impact on your physical, emotional, and financial well-being. If you’ve suffered injuries in a car accident in Philadelphia, how are you supposed to run around to investigate the cause of your accident and gather critical evidence so you can prove liability?
It just isn’t possible, at least not without the able guidance of an experienced car accident lawyer. At The Law Offices of Greg Prosmushkin, P.C. Our lawyers understand the challenges and uncertainties accident victims are likely to face following a car accident that wasn’t their fault.
Do not make the cardinal error of handling your claim or hiring just any lawyer. It is of paramount significance to work with an experienced car accident lawyer to secure the compensation you deserve. Contact our Philadelphia personal injury law firm to schedule a free consultation today.
